TERMS OF SERVICE FOR GAPIT.AI

Last Updated: May 2026

Effective Date: May 2026

1. ACCEPTANCE, ELIGIBILITY, AND BINDING AGREEMENT

These Terms of Service ("Terms") are a legally binding contract between you ("you," "your," or "User") and CABB Trading Capital LLC, a Florida limited liability company, doing business as "GAP IT" ("GAP IT," "we," "us," or "our"). These Terms govern your access to and use of the website located at gapit.ai (the "Site"), the GAP IT scanner, dashboard, alerts, news summaries, content, and all related services and features (collectively, the "Services").

By creating an account, starting a free trial, subscribing to the Services, or otherwise accessing or using the Site or Services, you represent, warrant, and agree that:

• You are at least eighteen (18) years of age and have the legal capacity to enter into a binding contract;
• You are not a resident of, located in, or accessing the Services from a country, region, or jurisdiction that is subject to United States sanctions, embargoes, or similar trade restrictions;
• You are not a competitor of GAP IT, and you are not accessing the Services for the purpose of building, training, supporting, or operating a competing product or service;
• You have read these Terms in full, understand them, and agree to be bound by them;
• The information you provide to us is accurate, current, and complete.

If you are accessing the Services on behalf of an entity, you represent that you have the authority to bind that entity to these Terms, in which case "you" refers to that entity.

These Terms incorporate by reference our Privacy Policy (available at gapit.ai/privacy) and any other policies posted on the Site.

2. DESCRIPTION OF THE SERVICES

GAP IT provides a real-time stock momentum scanner and related market-information tools designed for educational and informational purposes. The Services may include but are not limited to: real-time and delayed market data displays, scanner alerts, watchlist functionality, gap and momentum detection signals, news summaries, after-hours scanners, and proprietary indicators including the GAP IT Delta with Volume.

GAP IT is a publisher of market information. We display data, alerts, and content for your independent review and consideration. We do not, and will not, place, execute, route, clear, or settle trades on your behalf. We do not provide personalized investment advice, portfolio management, financial planning, or fiduciary services. We are not a broker-dealer, investment adviser, futures commission merchant, commodity trading adviser, or any other registered financial entity. Nothing displayed through the Services constitutes a recommendation to buy, sell, or hold any security or other financial instrument.

We reserve the right to modify, suspend, discontinue, add to, or remove features of the Services at any time, in our sole discretion, with or without notice. We are not liable to you or to any third party for any modification, suspension, or discontinuance of the Services.

3. ACCOUNT REGISTRATION AND SECURITY

To access the Services, you must create an account by providing your name, email address, and other required information. You agree to:

• Provide accurate, current, and complete registration information;
• Maintain and promptly update your account information;
• Maintain the security and confidentiality of your account credentials;
• Be solely responsible for all activity that occurs under your account;
• Promptly notify us at hello@gapit.ai of any unauthorized access, breach, or suspicious activity.

One account per person. Your account is for your individual, personal use only. You may not share your login credentials, account access, or paid feature access with any other person under any circumstance. Each user must purchase a separate subscription. We may monitor account activity for sharing and may suspend or terminate accounts that we reasonably believe are being shared, in our sole discretion and without refund.

We reserve the right to refuse account creation, suspend access, or terminate any account at any time, with or without cause, with or without notice, and with or without refund, in our sole discretion.

4. SUBSCRIPTION PLANS, AUTO-RENEWAL, AND BILLING

a. Subscription Tiers. GAP IT offers tiered subscription plans at monthly and annual price points. Current subscription pricing and feature comparisons are available at gapit.ai/pricing. Pricing may change at any time; we will provide at least thirty (30) days' advance notice of any price increase that affects an existing subscriber's renewal price.

b. Payment Authorization. When you subscribe, you authorize GAP IT and our payment processor to charge your payment method for the applicable subscription fee, plus any applicable taxes, on a recurring basis until you cancel.

c. Auto-Renewal. YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW AT THE END OF EACH BILLING PERIOD AT THE THEN-CURRENT RATE FOR YOUR PLAN UNTIL YOU CANCEL. Monthly subscriptions renew every month. Annual subscriptions renew every year. By subscribing, you acknowledge and agree to this auto-renewal arrangement.

d. Payment Methods. We accept credit and debit cards through our third-party payment processor, Stripe, Inc. We do not store your full card details. You are responsible for keeping your payment method current. If a charge is declined, we may suspend your access until payment is successfully processed.

e. Taxes. Subscription fees do not include applicable sales, use, value-added, or similar taxes. You are responsible for paying any such taxes assessed in your jurisdiction.

f. Failed Payments and Chargebacks. If a payment fails or is reversed, we reserve the right to suspend or terminate your account and to pursue collection of unpaid amounts. Initiating a fraudulent chargeback or payment dispute without first contacting us at hello@gapit.ai to attempt resolution is a material breach of these Terms. You agree that we may dispute any chargeback we believe to be unwarranted and may provide evidence of your account activity, account agreement, and use of the Services to the payment processor.

5. FREE TRIAL TERMS

GAP IT may offer paid trial subscriptions at a discounted introductory rate (the "Trial"). Trial terms include:

• The Trial fee is non-refundable once the Trial period has commenced;
• The Trial period lasts for the number of days specified at the time of signup;
• At the end of the Trial period, your subscription automatically converts to a full paid subscription at the standard rate of your selected plan unless you cancel before the Trial ends;
• Only one Trial is permitted per customer, per household, per payment method, and per IP address;
• We record the timestamp of every Trial start and end for fraud-prevention purposes;
• We reserve the right, in our sole discretion, to deny Trial access to any User we reasonably suspect of Trial abuse, including but not limited to creating multiple accounts, using disposable email addresses, using different payment methods to circumvent the one-Trial limit, or attempting to obtain free or discounted access through deception.

If we determine, in our sole discretion, that you have engaged in Trial abuse, we may terminate your account immediately without refund and may charge your payment method the full standard subscription rate retroactively.

6. CANCELLATION POLICY

You may cancel your subscription or Trial at any time by logging into your account dashboard at gapit.ai and using the cancellation function provided. Cancellation is available only through the account dashboard, except where applicable law expressly requires us to provide an alternative cancellation method, in which case you may also cancel by emailing hello@gapit.ai with the subject line "Cancellation Request" from the email address associated with your account.

Cancellation takes effect at the end of your then-current billing period. You will continue to have access to the Services until the end of the period for which you have already paid. We do not provide pro-rated refunds for unused portions of a billing period.

To avoid being charged for the next billing period, you must cancel before that billing period begins. It is your responsibility to cancel in time. Failure to use the Services during a paid period does not entitle you to a refund.

7. REFUNDS; ALL SALES FINAL

All payments to GAP IT are final and non-refundable except where required by applicable law. GAP IT does not provide refunds for:

• Trial fees once the Trial period has commenced;
• Partial subscription periods;
• Unused features or content;
• Subscription periods during which the User did not access the Services;
• Cancellations made after a billing period has begun.

At our sole discretion, we may issue store credit, account credit, or service extensions in lieu of refunds. Nothing in this Section limits any non-waivable consumer protection rights you may have under applicable law in your jurisdiction.

8. ACCEPTABLE USE AND PROHIBITED ACTIVITIES

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree that you will not, and will not permit any third party to:

a. Account and Access Violations. Share, transfer, sell, lease, lend, or sublicense your account, credentials, or access to the Services; create or maintain more than one account per person; access the Services through any account other than your own; or circumvent any access controls, paywalls, rate limits, or usage restrictions.

b. Reverse Engineering and Replication. Decompile, reverse engineer, disassemble, decrypt, modify, or attempt to derive the source code, algorithms, methodologies, or underlying ideas of the Services, the GAP IT Delta, or any other proprietary component of the Services, except to the extent this restriction is prohibited by applicable law.

c. Data Scraping and Automated Access. Use any automated means — including bots, spiders, scrapers, crawlers, scripts, headless browsers, screen-scraping tools, or any other software or hardware — to access, extract, copy, monitor, mirror, or collect any portion of the Services, market data, alerts, news summaries, or proprietary content; access the Services through any application programming interface, integration, or technical means not expressly authorized by GAP IT in writing.

d. Redistribution and Resale. Resell, redistribute, sublicense, syndicate, republish, mirror, broadcast, transmit, or otherwise make available any portion of the Services, market data, alerts, news summaries, or proprietary content to any third party for any purpose, whether for commercial gain or otherwise.

e. Automated Trading Integration. Feed, pipe, route, or otherwise integrate Services output (including scanner alerts, market data, watchlist data, or other Services content) into any automated trading system, algorithmic trading engine, trading bot, or any other software designed to place trades automatically.

f. Competing Use. Use the Services to design, build, train, support, benchmark, evaluate, or operate a product or service that competes with or substantially replicates the Services, the GAP IT Delta, or any other proprietary feature of GAP IT.

g. Interference and Security Violations. Interfere with, disrupt, overload, or impair the Services or the servers or networks supporting the Services; attempt to gain unauthorized access to any portion of the Services, other Users' accounts, or any computer systems or networks connected to the Services; upload or transmit any virus, malware, worm, Trojan horse, or other harmful code.

h. Unlawful Use. Use the Services in violation of any applicable federal, state, local, or foreign law, regulation, rule, ordinance, or court order; or use the Services to facilitate illegal activity, including but not limited to market manipulation, insider trading, fraud, money laundering, or evasion of sanctions.

i. Fraudulent Activity. Submit false or misleading information; impersonate any person or entity; use the Services to defraud GAP IT or any other User; or initiate fraudulent payment disputes, chargebacks, or refund requests.

j. Intellectual Property Violations. Remove, alter, obscure, or interfere with any copyright, trademark, or other proprietary rights notices on the Services; or claim ownership of or rights to any portion of the Services or proprietary content.

k. Misuse of Content. Use the Services or any content displayed through the Services in any manner that suggests endorsement by GAP IT of your trading activity, trading results, or any third-party product or service, without our prior written consent.

Violation of any provision of this Section is a material breach of these Terms and may result in immediate suspension or termination of your account, forfeiture of all fees paid, and pursuit of any legal or equitable remedies available to GAP IT.

9. INTELLECTUAL PROPERTY; THE GAP IT DELTA

a. Ownership. All right, title, and interest in and to the Services, including but not limited to all software, source code, object code, algorithms, indicators, scanner logic, methodologies, dashboards, user interfaces, designs, layouts, graphics, logos, trademarks, trade names, service marks, text, data, content, news summaries, documentation, and all derivative works thereof, are and shall remain the exclusive property of CABB Trading Capital LLC and its licensors. The Services are protected by United States and international copyright, trademark, trade dress, patent, and other intellectual property laws.

b. Limited License. Subject to your compliance with these Terms and your payment of all applicable fees, GAP IT grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for your personal, internal, non-commercial use. This license terminates automatically upon termination of your account or cessation of your subscription, or upon your violation of these Terms.

c. The GAP IT Delta and Proprietary Indicators. The GAP IT Delta with Volume and all other proprietary algorithms, indicators, scanner logic, signal-generation methodologies, and analytical tools made available through the Services (collectively, the "Proprietary Indicators") are the proprietary, copyrighted, and Confidential Information of GAP IT and CABB Trading Capital LLC. The specific code, implementation, parameter selection, threshold logic, and methodology of the Proprietary Indicators are protected under applicable copyright law and are treated by us as Confidential Information. You acknowledge and agree that:

• The Proprietary Indicators represent original creative work and substantial investment of time, expertise, and resources by GAP IT;
• You will not copy, reproduce, replicate, derive, distribute, publish, or share the Proprietary Indicators or their underlying code, formulas, parameters, or methodology;
• Unauthorized copying, replication, or distribution of the Proprietary Indicators is a material breach of these Terms and may give rise to claims for copyright infringement, breach of contract, misappropriation of Confidential Information, and any other applicable cause of action;
• Nothing in these Terms grants you any ownership interest or any rights beyond the limited license expressly granted herein.

d. Trademarks. "GAP IT," the GAP IT logo, "GAP IT Delta," "CABB Trading Capital," and any other product or service names, logos, slogans, or designs used on the Services are trademarks or registered trademarks of CABB Trading Capital LLC. You may not use any of these marks without our prior written consent.

e. Feedback. If you provide us with any feedback, suggestions, ideas, or recommendations relating to the Services ("Feedback"), you hereby grant GAP IT a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, sublicensable, transferable license to use, modify, reproduce, distribute, and commercialize the Feedback for any purpose, without compensation or attribution to you.

10. USER CONTENT

You may have the ability to save watchlists, scanner configurations, notes, preferences, and similar settings within your account ("User Content"). You retain ownership of your User Content. You grant GAP IT a limited, worldwide, royalty-free license to host, store, process, and display your User Content solely for the purpose of providing the Services to you. We may delete User Content upon termination of your account, except where required to retain it for legal, accounting, or fraud-prevention purposes.

You are solely responsible for backing up any User Content that is important to you. We are not liable for any loss, deletion, corruption, or unavailability of User Content.

11. AFFILIATE PROGRAM

This Section 11 governs participation in the GAP IT Affiliate Program (the "Affiliate Program"). By applying to or participating in the Affiliate Program, you agree to be bound by this Section in addition to the rest of these Terms. If any provision of this Section conflicts with another provision of these Terms, this Section controls solely with respect to affiliate matters.

11.1. Eligibility

To participate in the Affiliate Program, you ("Affiliate") must:

• Be at least eighteen (18) years of age and have the legal capacity to enter into a binding contract;
• Have an active GAP IT account in good standing;
• Not be a current employee, contractor, officer, member, or manager of CABB Trading Capital LLC, or an immediate family member of any such person;
• Not be a resident of, located in, or accessing the Affiliate Program from any jurisdiction subject to United States sanctions, embargoes, or similar trade restrictions;
• Provide accurate identification and tax information as requested by GAP IT;
• Comply with all applicable laws, regulations, and platform policies in your promotional activities.

11.2. Application and Approval

Affiliate Program participation is by application only. GAP IT may approve or deny any application, in our sole and absolute discretion, with or without reason. Approval is not final and may be revoked at any time. We may impose different terms, commission rates, or restrictions on different Affiliates based on factors we consider relevant, including audience size, promotional channels, content quality, and prior performance.

11.3. Independent Contractor Relationship

Affiliates are independent contractors. Nothing in these Terms creates any employment, partnership, joint venture, agency, franchise, or fiduciary relationship between you and GAP IT. You have no authority to make representations, commitments, or warranties on behalf of GAP IT, and you must not hold yourself out as an employee, agent, or official representative of GAP IT.

11.4. Commissions

a. Commission Rates. Commission rates, tiers, qualifying actions, and other commission terms are as published in the Affiliate Dashboard or otherwise communicated by GAP IT to Affiliates, and may be updated by GAP IT from time to time. GAP IT will provide at least thirty (30) days' advance notice of any reduction in commission rates that affects future commissions earned by an existing Affiliate.

b. Qualifying Referrals. A referral qualifies for commission only if (i) the referred customer signs up through your unique affiliate tracking link within the attribution window set in the Affiliate Dashboard, (ii) the referred customer completes a paid subscription (a Trial alone does not qualify), (iii) the referred customer is not a self-referral, family member of the Affiliate, or otherwise affiliated with the Affiliate, (iv) the referred customer pays the full subscription fee without using an unauthorized discount or stacking codes in a manner not permitted by GAP IT, and (v) the referral does not violate this Section or any other provision of these Terms.

c. Disqualified Referrals. Referrals will not qualify for commission, and any commission paid on a disqualified referral may be clawed back by GAP IT, if (i) the referred customer cancels, refunds, or charges back within the hold period set in the Affiliate Dashboard, (ii) the referral was generated through any prohibited practice listed in Section 11.7, (iii) the referral was generated through fraudulent, deceptive, or manipulative means, (iv) GAP IT determines in our sole discretion that the referral is invalid for any reason.

d. Hold Period and Payout. Earned commissions are held for the period set in the Affiliate Dashboard (the "Hold Period") to allow for refunds, chargebacks, and validation. After the Hold Period expires, qualifying commissions are released to your Affiliate balance. GAP IT pays out Affiliate balances on a periodic basis as set in the Affiliate Dashboard, subject to the minimum payout threshold then in effect. Payments below the minimum threshold roll over to the next payout period.

e. Payment Method and Currency. Commissions are paid in U.S. dollars through the payment method designated by you in the Affiliate Dashboard. You are responsible for any fees charged by your payment provider. Failed or returned payments due to incorrect Affiliate payment information may be retained by GAP IT, and reasonable processing fees may be deducted from your balance for reissuing payment.

f. Taxes and Reporting. You are solely responsible for all taxes, including income taxes, self-employment taxes, withholding taxes, value-added taxes, and similar levies imposed on commissions you receive. GAP IT will issue IRS Form 1099 to U.S. Affiliates who meet the applicable reporting threshold. International Affiliates may be required to provide Form W-8BEN or equivalent documentation. Failure to provide required tax documentation may result in withholding of commissions until documentation is provided.

g. Adjustments and Corrections. GAP IT may adjust, correct, withhold, or claw back commissions at any time to correct errors, account for refunds or chargebacks, address fraud or violations, or comply with applicable law.

11.5. Affiliate Disclosure Obligations

a. FTC Endorsement Guides. Affiliates must comply with the U.S. Federal Trade Commission's Endorsement Guides (16 CFR Part 255) and any other applicable advertising disclosure laws or platform policies.

b. Clear and Conspicuous Disclosure. In every piece of content, post, video, email, social-media post, podcast, livestream, advertisement, story, reel, short, blog post, newsletter, or other communication that promotes GAP IT or any GAP IT product, the Affiliate must clearly and conspicuously disclose the Affiliate's material connection to GAP IT. The disclosure must be:

• Unavoidable to the audience — placed where the audience will see it before engaging with the promotional content;
• In plain language — examples include "#ad," "#sponsored," "paid partnership with GAP IT," "I receive a commission if you sign up through my link";
• In the same medium as the promotion — disclosures in video content must appear in the video itself (not only in the description), disclosures in audio content must be spoken aloud, written disclosures must be of sufficient size and contrast to be readable;
• Not buried or obscured — disclosures hidden behind "More" links, placed at the end of long descriptions, or otherwise obscured do not satisfy this requirement.

c. Truthful and Accurate Representations. Affiliates must not make any false, misleading, deceptive, exaggerated, or unsubstantiated statement about GAP IT, the Services, the GAP IT Delta, the Proprietary Indicators, any feature, any pricing, or any results. Affiliates must accurately represent their personal experience with the Services.

11.6. No Income, Profit, or Performance Claims

Affiliates are strictly prohibited from making any income claim, profit claim, performance claim, or guarantee regarding what subscribers may earn, gain, save, or experience by using the Services. This includes, without limitation:

• Stating or implying specific dollar amounts that users have earned or may earn (for example, "Make $500 a day with GAP IT," "Members made $10,000 last week");
• Showing trading account screenshots or P&L statements as representative of typical results;
• Stating or implying that the Services will help users "beat the market," "win every trade," "never lose money," or any similar guaranteed-outcome claim;
• Using past trading performance to predict future performance;
• Comparing GAP IT favorably to other tools using fabricated, cherry-picked, or unverifiable performance data;
• Making any claim that would violate FTC standards for testimonials and endorsements regarding atypical results.

Where an Affiliate shares any personal experience or example, the Affiliate must include a clear and conspicuous disclaimer that the example is the Affiliate's individual experience, is not typical, is not representative of results that other users will achieve, and that trading involves substantial risk of loss including loss of all capital.

11.7. Prohibited Promotional Practices

In addition to the prohibitions in Section 8, Affiliates must not:

a. Spam and Unsolicited Communications. Send unsolicited bulk emails, SMS messages, direct messages, or similar communications promoting GAP IT; violate the CAN-SPAM Act, the Telephone Consumer Protection Act (TCPA), or any other anti-spam law; use harvested or purchased email or phone lists; or engage in any communication that the recipient has not consented to receive.

b. Brand Bidding and Trademark Abuse. Bid on, purchase, or use "GAP IT," "GAPIT.AI," "GAP IT Delta," "CABB Trading Capital," or any variation, misspelling, or trademark of GAP IT as a paid search keyword, display URL, ad copy headline, ad copy body, social-media ad targeting term, or domain name; register any domain name containing a GAP IT trademark; or impersonate GAP IT in any paid advertising.

c. Cookie Stuffing and Tracking Manipulation. Use cookie stuffing, forced clicks, hidden iframes, pop-unders, malware-based tracking, or any other technique designed to attribute referrals that the customer did not knowingly initiate.

d. Fake Reviews, Testimonials, and Endorsements. Create, post, or commission fake reviews, fake testimonials, fake comments, fake social-media engagement, or fake endorsements; pay for reviews without disclosing payment; or otherwise manipulate consumer perception in violation of FTC standards.

e. Self-Referrals and Incentivized Signups. Sign up through your own affiliate link; refer family members, household members, or other persons with whom you share economic interest; offer cashback, rebates, points, free gifts, or similar inducements to anyone who signs up through your link, without our prior written consent.

f. Inappropriate Placement. Promote GAP IT on websites or content that include adult or sexually explicit material; content that promotes hate, discrimination, harassment, violence, or illegal activity; content that infringes intellectual property rights; or content that violates applicable platform policies.

g. Impersonation and Misleading Identity. Impersonate GAP IT or any GAP IT employee, member, or representative; represent yourself as an "official" or "authorized" partner beyond your status as an independent Affiliate; or create email addresses, social-media accounts, or domains designed to look like official GAP IT communications.

h. Use of GAP IT Brand Assets in Unauthorized Ways. Modify, alter, distort, or misrepresent GAP IT logos, trademarks, screenshots, or marketing materials; combine GAP IT brand assets with content GAP IT would not endorse; or use GAP IT brand assets for any purpose other than promoting GAP IT through approved channels.

i. Misrepresentation of Regulatory Status. State or imply that GAP IT is a broker-dealer, investment adviser, financial planner, or any other registered or licensed financial entity; state or imply that GAP IT provides personalized investment advice; or state or imply that GAP IT is endorsed, sponsored, registered with, or affiliated with any regulatory authority, exchange, or government agency.

j. Other Deceptive Practices. Engage in any other practice that is deceptive, unfair, fraudulent, or otherwise harmful to consumers, to GAP IT, or to the integrity of the Affiliate Program.

11.8. License to Use GAP IT Brand Assets

Subject to your compliance with these Terms, GAP IT grants you a limited, revocable, non-exclusive, non-transferable license to use the GAP IT name, logos, screenshots, and other marketing materials provided to you through the Affiliate Dashboard, solely for the purpose of promoting GAP IT through approved channels. This license terminates immediately upon termination of your participation in the Affiliate Program. You must use brand assets only in the form provided and may not modify, distort, or misrepresent them.

11.9. Audit and Monitoring Rights

GAP IT may, at any time and in our sole discretion, audit, monitor, review, or investigate any Affiliate's promotional content, referral activity, traffic sources, audience characteristics, disclosure practices, and any other aspect of the Affiliate's participation in the Affiliate Program. Affiliates must provide reasonable cooperation with any such audit, including providing access to promotional content, analytics, and traffic data upon request.

11.10. Suspension, Termination, and Clawback

a. Termination by Affiliate. You may terminate your participation in the Affiliate Program at any time by notifying us at hello@gapit.ai.

b. Termination by GAP IT. GAP IT may suspend or terminate your participation in the Affiliate Program at any time, for any reason or for no reason, with or without cause, with or without notice, in our sole and absolute discretion. Reasons may include, without limitation, violation of this Section or any other provision of these Terms; suspected fraud, deception, or manipulation; promotional content that GAP IT determines is harmful to its brand or reputation; lack of meaningful activity; or any conduct that GAP IT determines, in our sole discretion, to be inconsistent with the goals of the Affiliate Program.

c. Effect of Termination. Upon termination of your Affiliate Program participation: (i) your license to use GAP IT brand assets immediately terminates; (ii) you must immediately remove all GAP IT brand assets, affiliate links, and promotional content from any platform you control; (iii) you must immediately disclose to your audience that you are no longer an active GAP IT Affiliate; (iv) any unpaid commissions in your account may be forfeited if termination is for cause; and (v) GAP IT may claw back any previously paid commissions associated with violations.

d. Clawback. GAP IT reserves the right to claw back, deduct from your balance, or invoice you for any commissions previously paid that were earned through (i) referrals that subsequently refunded or charged back, (ii) any prohibited practice in Section 11.7, (iii) any other violation of these Terms, or (iv) any fraud, deception, or misrepresentation.

11.11. Indemnification by Affiliate

In addition to the indemnification obligations in Section 17, you agree to defend, indemnify, and hold harmless the GAP IT Parties from and against any claims, demands, actions, suits, proceedings, liabilities, damages, losses, judgments, settlements, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your participation in the Affiliate Program, including without limitation: (i) any breach by you of this Section 11; (ii) any of your promotional content, statements, claims, or representations; (iii) any violation by you of the FTC Endorsement Guides or any other advertising, consumer protection, anti-spam, or platform policy laws; (iv) any claim by a third party that your promotional activity infringes intellectual property rights or other rights; and (v) any claim by a third party arising out of statements you made regarding GAP IT, the Services, or trading results.

11.12. No Guarantee of Earnings

GAP IT MAKES NO REPRESENTATION OR GUARANTEE THAT YOU WILL EARN ANY COMMISSIONS OR REVENUE THROUGH THE AFFILIATE PROGRAM. Your earnings, if any, depend entirely on your individual efforts, audience, promotional methods, content quality, market conditions, and many other factors outside of GAP IT's control. Affiliate Program earnings are not a salary, wage, or guaranteed compensation.

11.13. Confidentiality

Information shared with you through the Affiliate Dashboard, including commission rates specifically negotiated with you, internal performance metrics, marketing materials marked as confidential, unreleased product information, and any other non-public information about GAP IT, is Confidential Information. You must not disclose Confidential Information to any third party without our prior written consent.

11.14. Non-Disparagement

While participating in the Affiliate Program and for a period of five (5) years following termination of your participation, you agree that you will not (a) make, publish, broadcast, or distribute any false, misleading, defamatory, or materially inaccurate statement about GAP IT, CABB Trading Capital LLC, the Services, the GAP IT Parties, or any GAP IT product, feature, employee, member, manager, or contractor, or (b) disclose, publish, or distribute any Confidential Information of GAP IT, including without limitation commission rates, internal performance metrics, unreleased product information, internal communications, or any other non-public information about GAP IT or its business.

This Section does not prohibit, and shall not be construed to prohibit: (i) truthful, good-faith consumer reviews of the Services that comply with applicable law, including the Consumer Review Fairness Act of 2016 (15 U.S.C. § 45b); (ii) truthful statements of personal experience that include all required disclaimers under Section 11.6; (iii) truthful statements made in connection with a legal proceeding, regulatory inquiry, governmental investigation, or whistleblower report; or (iv) any other statement that is otherwise required by, or expressly protected under, applicable law.

11.15. Modifications to the Affiliate Program

GAP IT may modify, suspend, restructure, or discontinue the Affiliate Program at any time, in our sole discretion, with or without notice. We may change commission rates, attribution windows, hold periods, minimum payout thresholds, eligible promotional methods, or any other aspect of the Affiliate Program at any time. Your continued participation in the Affiliate Program after any modification constitutes your acceptance of the modification.

12. THIRD-PARTY SERVICES AND MARKET DATA

The Services rely on data and services provided by third parties, including market data feeds, news content, hosting infrastructure, payment processors, authentication providers, and other vendors. We do not control these third parties, and we are not responsible for the availability, accuracy, reliability, timeliness, completeness, or content of any third-party data or service.

Market Data Disclaimers. Market data displayed through the Services is provided by licensed institutional-grade third-party data providers. We do not redistribute raw exchange data. Market data may be delayed, inaccurate, incomplete, or interrupted. We do not guarantee the accuracy, completeness, or timeliness of any market data, scanner alert, signal, or other content displayed through the Services. You acknowledge that:

• Market data may experience latency, gaps, errors, or omissions;
• Scanner alerts are generated by automated systems and may produce false positives, missed signals, or other errors;
• Past performance of any security, scanner alert, or signal does not guarantee or predict future results;
• All trading decisions are made by you, at your own risk, based on your own independent research and analysis.

13. AI-GENERATED CONTENT

The Services may include content generated, summarized, translated, or otherwise produced by artificial intelligence and machine learning systems, including but not limited to news summaries, alert descriptions, and analytical commentary ("AI-Generated Content"). You acknowledge and agree that:

• AI-Generated Content may contain inaccuracies, errors, misinterpretations, fabrications, omissions, biases, or outdated information;
• AI-Generated Content is provided for informational purposes only and should be independently verified before being relied upon;
• GAP IT does not guarantee the accuracy, completeness, currency, or reliability of any AI-Generated Content;
• You should not make trading or investment decisions based solely on AI-Generated Content;
• GAP IT is not liable for any decisions made or actions taken based on AI-Generated Content.

14. NO INVESTMENT ADVICE; RISK DISCLOSURE; PERFORMANCE DISCLAIMER

a. Not Investment Advice. NOTHING DISPLAYED ON OR PROVIDED THROUGH THE SERVICES CONSTITUTES INVESTMENT ADVICE, FINANCIAL ADVICE, TRADING ADVICE, TAX ADVICE, LEGAL ADVICE, OR ANY OTHER PROFESSIONAL ADVICE. GAP IT is a publisher of market information, not a registered investment adviser, broker-dealer, futures commission merchant, commodity trading adviser, or financial planner. We do not provide personalized recommendations of any kind. You should consult with a qualified licensed financial professional before making any investment decision.

b. Risk Disclosure. TRADING IN SECURITIES INVOLVES SUBSTANTIAL RISK OF LOSS AND IS NOT SUITABLE FOR ALL INVESTORS. YOU MAY LOSE ALL OR MORE THAN THE AMOUNT YOU INVEST. PAST PERFORMANCE OF ANY SECURITY, MARKET, SCANNER ALERT, OR TRADING STRATEGY DOES NOT GUARANTEE OR PREDICT FUTURE RESULTS. Day trading, momentum trading, and trading in low-priced, low-float, or volatile securities involve particularly elevated risks. You should carefully consider your investment objectives, financial situation, experience, risk tolerance, and need for liquidity before engaging in any trading activity.

c. No Income Claims; Individual Results Vary. GAP IT MAKES NO REPRESENTATION OR GUARANTEE THAT YOU WILL EARN, MAKE, OR AVOID LOSING ANY SPECIFIC AMOUNT OF MONEY THROUGH USE OF THE SERVICES. MOST RETAIL DAY TRADERS LOSE MONEY. Any testimonials, success stories, screenshots, performance examples, or case studies displayed on the Site or in our marketing materials represent the individual experiences of specific Users and are not typical, representative, or guaranteed results. Individual trading results vary widely and depend on many factors outside of GAP IT's control, including your skill, experience, discipline, capital, risk management, broker execution, and market conditions.

d. Your Sole Responsibility. All trading and investment decisions are made by you, in your sole discretion, based on your own independent research, analysis, and judgment. You assume full responsibility for any decisions you make and any actions you take based on information displayed through the Services.

15. DISCLAIMER OF WARRANTIES

16. LIMITATION OF LIABILITY

c. Basis of the Bargain. You acknowledge that the limitations of liability in this Section are an essential element of the bargain between you and GAP IT and that GAP IT would not provide the Services to you absent these limitations.

d. Jurisdictional Exceptions. Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the GAP IT Parties' liability is limited to the greatest extent permitted by applicable law.

17. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the GAP IT Parties from and against any and all claims, demands, actions, suits, proceedings, liabilities, damages, losses, judgments, settlements, costs, and expenses (including reasonable attorneys' fees, expert fees, and court costs) arising out of or relating to:

• Your access to or use of the Services;
• Your violation of these Terms;
• Your violation of any applicable law, regulation, or third-party right (including intellectual property rights and privacy rights);
• Any User Content you provide;
• Any trading or investment decision you make, regardless of whether it was based on information displayed through the Services;
• Any dispute between you and any third party arising out of or relating to your use of the Services;
• Any chargeback or payment dispute initiated by you that we determine to be unwarranted.

GAP IT reserves the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you will fully cooperate with us in asserting any available defenses. You will not settle any claim that affects GAP IT without our prior written consent.

18. TERMINATION AND SUSPENSION

a. Termination by You. You may terminate your account at any time by following the cancellation procedures set forth in Section 6.

b. Termination by GAP IT. GAP IT may suspend, restrict, or terminate your access to all or any portion of the Services at any time, for any reason or for no reason, with or without cause, with or without notice, and with or without refund, in our sole and absolute discretion. Reasons for termination may include, without limitation, your violation of these Terms, suspected fraud, suspected Trial abuse, suspected account sharing, suspected unauthorized scraping or replication of the Services, chargeback initiation, abusive or threatening communications with our staff, or any conduct that we determine, in our sole discretion, to be harmful to GAP IT, other Users, or third parties.

c. Effect of Termination. Upon termination of your account: (i) your license to use the Services immediately terminates; (ii) you must cease all use of the Services; (iii) any fees paid are non-refundable except as expressly provided in these Terms; (iv) we may delete your User Content and account data, except where required to retain it for legal, accounting, or fraud-prevention purposes; and (v) any provisions of these Terms that by their nature should survive termination will survive, including Sections 7, 8, 9, 12, 13, 14, 15, 16, 17, 19, 20, 22, and 23.

19. DISPUTE RESOLUTION; INFORMAL RESOLUTION; BINDING ARBITRATION; CLASS ACTION AND MASS ARBITRATION WAIVER

a. Informal Resolution Period. Before initiating any arbitration or legal proceeding, you and GAP IT agree to attempt to resolve any dispute, claim, or controversy arising out of or relating to these Terms or the Services (a "Dispute") informally for at least sixty (60) days. To initiate this informal resolution process, you must send a written notice to hello@gapit.ai with the subject line "Dispute Notice" describing in reasonable detail the nature of the Dispute, the relief you are seeking, and your contact information. The sixty (60) day period begins on the date GAP IT receives your Dispute Notice. Neither party may initiate arbitration until the sixty (60) day informal resolution period has expired.

b. Binding Arbitration. If the Dispute is not resolved through the informal resolution process, all Disputes will be resolved exclusively through final, binding, individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect (the "AAA Rules"), as modified by these Terms. The AAA Rules are available at adr.org or by calling the AAA. The arbitrator, and not any federal, state, or local court, has exclusive authority to resolve all disputes arising out of or relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement.

c. Arbitration Venue and Process. The arbitration will be conducted in Hillsborough County, Florida, or, at your election, by telephone, videoconference, or written submission. The arbitrator's award will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

d. Class Action Waiver. YOU AND GAP IT EACH AGREE THAT ANY DISPUTE WILL BE BROUGHT AND RESOLVED ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, OR CONSOLIDATED PROCEEDING. THE ARBITRATOR HAS NO AUTHORITY TO CONSOLIDATE CLAIMS, TO ARBITRATE ANY CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION, OR TO AWARD RELIEF TO ANYONE OTHER THAN THE INDIVIDUAL CLAIMANT. YOU AND GAP IT EACH WAIVE THE RIGHT TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE ACTION OF ANY KIND.

e. Mass Arbitration and Bellwether Process. If twenty-five (25) or more individual demands for arbitration of a substantially similar nature are filed against GAP IT by or with the assistance of the same law firm, group of law firms, or coordinated counsel within a thirty (30) day period, the parties agree that the AAA's Mass Arbitration Supplementary Rules will apply, and the parties will participate in a bellwether arbitration process. Under the bellwether process: (i) the parties will select up to ten (10) representative cases (five (5) by each side) to proceed to arbitration first; (ii) the remaining cases will be stayed pending the outcome of the bellwether arbitrations; (iii) after the bellwether arbitrations are concluded, the parties will engage in a sixty (60) day mediation to attempt to resolve the remaining cases collectively; and (iv) if mediation fails, the remaining cases may proceed individually under the AAA Rules.

f. Right to Opt Out. You may opt out of this arbitration agreement and class action waiver by sending written notice to GAP IT at hello@gapit.ai with the subject line "Arbitration Opt-Out" within thirty (30) days of your first acceptance of these Terms. Your notice must include your full name, the email address associated with your account, and a clear statement that you are opting out of arbitration. If you opt out, the remainder of these Terms (including the class action waiver) will continue to apply, and Disputes will be resolved exclusively in the state or federal courts located in Hillsborough County, Florida.

g. Severability of Arbitration Provisions. If any provision of this Section 19 is found to be unenforceable, that provision will be severed and the remainder will continue to apply, except that if the class action waiver in Section 19(d) is found to be unenforceable as to any claim, that claim must be brought in the courts specified in Section 20 and not in arbitration.

h. Federal Arbitration Act. This arbitration agreement is governed by the Federal Arbitration Act, 9 U.S.C. §§ 1 et seq.

20. GOVERNING LAW, VENUE, AND STATUTE OF LIMITATIONS

a. Governing Law. These Terms and any Dispute arising out of or relating to these Terms or the Services are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of laws principles.

b. Venue. Subject to the binding arbitration requirements in Section 19, any judicial proceeding permitted by these Terms must be brought exclusively in the state or federal courts located in Hillsborough County, Florida, and you and GAP IT each consent to the personal jurisdiction of and exclusive venue in those courts.

c. Statute of Limitations. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY DISPUTE OR CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE DATE THE CLAIM ACCRUED. IF NOT COMMENCED WITHIN THAT ONE (1) YEAR PERIOD, THE CLAIM IS PERMANENTLY BARRED.

d. Jury Trial Waiver. TO THE EXTENT PERMITTED BY LAW, EACH PARTY WAIVES ITS RIGHT TO A TRIAL BY JURY IN ANY JUDICIAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES.

21. MODIFICATIONS TO THESE TERMS

We reserve the right to modify these Terms at any time, in our sole discretion. When we make material changes, we will notify you by email (if we have your email address on file) or by posting a prominent notice on the Site. Material changes become effective thirty (30) days after notice unless you have already accepted the updated Terms or have begun a new billing cycle, in which case the updated Terms take effect immediately.

Your continued access to or use of the Services after the effective date of any modification constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Services and may cancel your subscription in accordance with Section 6.

Non-material changes (such as clarifications, formatting corrections, or updates to contact information) become effective immediately upon posting.

22. GENERAL PROVISIONS

a. Entire Agreement. These Terms, together with the Privacy Policy and any other policies incorporated by reference, constitute the entire agreement between you and GAP IT regarding the Services and supersede all prior or contemporaneous agreements, representations, or understandings, whether written or oral, regarding the same subject matter.

b. Assignment. You may not assign, transfer, or sublicense these Terms or any of your rights or obligations under these Terms, in whole or in part, without our prior written consent. Any attempted assignment in violation of this Section is null and void. GAP IT may freely assign, transfer, or sublicense these Terms or any of its rights or obligations under these Terms, in whole or in part, in connection with a merger, acquisition, financing, reorganization, sale of assets, or otherwise, without notice or consent.

c. Severability. If any provision of these Terms is held by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or, if it cannot be so modified, severed from these Terms, and the remaining provisions will continue in full force and effect.

d. Waiver. No failure or delay by either party in exercising any right, power, or remedy under these Terms will operate as a waiver of that right, power, or remedy. No single or partial exercise of any right, power, or remedy precludes any other or further exercise. A waiver must be in writing and signed by the party granting the waiver to be effective.

e. Force Majeure. GAP IT will not be liable for any failure or delay in performance arising out of or relating to events or causes beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, war, terrorism, civil unrest, labor disputes, government action, internet or telecommunications failures, cyberattacks, denial-of-service attacks, third-party service provider outages, exchange or market data feed failures, power outages, and any other circumstances beyond our reasonable control.

f. Survival. Any provisions of these Terms that by their nature are intended to survive termination of these Terms will survive, including Sections 7, 8, 9, 12, 13, 14, 15, 16, 17, 19, 20, 22, and 23.

g. No Third-Party Beneficiaries. These Terms are for the benefit of you and GAP IT only and confer no rights upon any third party, except that the GAP IT Parties are intended third-party beneficiaries of Sections 15, 16, 17, and 19.

h. Headings. Section headings are for convenience only and do not affect the interpretation of these Terms.

i. Notices. All notices to GAP IT under these Terms must be sent in writing to hello@gapit.ai or to the mailing address in Section 23. Notices to you may be sent to the email address associated with your account or by posting on the Site. Notices are deemed received on the date sent (for email and electronic notice) or three (3) business days after mailing (for postal mail).

j. Relationship of the Parties. Nothing in these Terms creates any agency, partnership, joint venture, employment, or fiduciary relationship between you and GAP IT. You and GAP IT are independent parties.

k. Export Compliance. You may not access or use the Services in any jurisdiction subject to U.S. trade sanctions or embargoes, and you may not export or re-export any portion of the Services in violation of applicable export laws and regulations.

l. Construction. These Terms have been negotiated and accepted by both parties, and any ambiguity will not be construed against either party as the drafter.

23. CONTACT INFORMATION

For questions, concerns, complaints, or notices regarding these Terms or the Services, please contact us:

By Email: hello@gapit.ai

By Mail:
CABB Trading Capital LLC
Attn: Legal
PO Box 815
Ellenton, FL 34222
United States

Online: gapit.ai/contact

GAP IT is a product of CABB Trading Capital LLC. GAP IT is a market information publisher and scanner tool provided for educational and informational purposes only. GAP IT does not provide financial, investment, legal, or tax advice, and does not place, execute, or facilitate trades on behalf of users. All trading decisions are made solely by the user. Powered by licensed real-time market data.

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